:root{
  --blue:#1d4ed8;--blue-d:#1e40af;--blue-l:#eff4ff;
  --green:#16a34a;--green-d:#15803d;
  --text:#0f172a;--muted:#64748b;--line:#e2e8f0;--bg:#f8fafc;--card:#fff;--red:#dc2626;
  --r:12px;--shadow:0 10px 30px rgba(15,23,42,.08);
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg)}
a{color:var(--blue)}
img,svg{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 18px}

/* header */
.top{background:#fff;border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:20px;color:var(--text);text-decoration:none;letter-spacing:-.01em}
.logo i{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,var(--blue),#3b82f6);display:grid;place-items:center;color:#fff;font-style:normal;font-size:18px}
.logo b{color:var(--blue)}
.secure{display:flex;align-items:center;gap:6px;font-size:13px;color:var(--muted)}
.secure svg{width:16px;height:16px}

/* hero */
.hero{padding:34px 0 26px;background:linear-gradient(180deg,#fff 0%,var(--bg) 100%)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:start}
h1{font-size:40px;line-height:1.12;margin:0 0 12px;letter-spacing:-.02em}
h1 span{color:var(--blue)}
.lead{font-size:18px;color:#334155;margin:0 0 18px}
.ticks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:9px}
.ticks li{display:flex;gap:10px;align-items:flex-start;color:#334155}
.ticks svg{width:20px;height:20px;flex:none;color:var(--green);margin-top:2px}
.trust{display:flex;gap:16px;flex-wrap:wrap;color:var(--muted);font-size:13px}
.trust span{display:flex;align-items:center;gap:6px}
.trust svg{width:16px;height:16px}

/* form card */
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:22px;position:relative}
.progress{height:6px;background:var(--line);border-radius:999px;overflow:hidden;margin-bottom:6px}
.progress i{display:block;height:100%;width:8%;background:linear-gradient(90deg,var(--blue),#3b82f6);border-radius:999px;transition:width .35s}
.pmeta{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);margin-bottom:16px}
.step{display:none;animation:fade .25s}
.step.on{display:block}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step h2{font-size:22px;margin:0 0 4px;letter-spacing:-.01em}
.step .hint{color:var(--muted);font-size:14px;margin:0 0 16px}

.amount{text-align:center;padding:6px 0 2px}
.amount .val{font-size:44px;font-weight:800;color:var(--blue);letter-spacing:-.02em}
.amount .val small{font-size:16px;color:var(--muted);font-weight:500;display:block;margin-top:-4px}
input[type=range]{width:100%;margin:14px 0 4px;accent-color:var(--blue);height:32px}
.range-lbl{display:flex;justify-content:space-between;font-size:12px;color:var(--muted);margin-bottom:8px}
.chips{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:14px}
.chips button{border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 4px;font:inherit;font-size:14px;font-weight:600;cursor:pointer;color:#334155}
.chips button.on,.chips button:hover{border-color:var(--blue);background:var(--blue-l);color:var(--blue)}

.grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.grid .full{grid-column:1/-1}
.f{display:flex;flex-direction:column;gap:5px}
.f label{font-size:13px;font-weight:600;color:#334155}
.f input,.f select{font:inherit;padding:12px 13px;border:1px solid #cbd5e1;border-radius:10px;background:#fff;color:var(--text);width:100%;min-height:48px}
.f input:focus,.f select:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,78,216,.15)}
.f.err input,.f.err select{border-color:var(--red)}
.f .msg{font-size:12px;color:var(--red);display:none}
.f.err .msg{display:block}
.f .note{font-size:12px;color:var(--muted)}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.seg.three{grid-template-columns:repeat(3,1fr)}
.seg label{border:1px solid #cbd5e1;border-radius:10px;padding:11px 8px;text-align:center;cursor:pointer;font-weight:600;font-size:14px;color:#334155;background:#fff;min-height:48px;display:flex;align-items:center;justify-content:center}
.seg input{display:none}
.seg input:checked+span{color:var(--blue)}
.seg label:has(input:checked){border-color:var(--blue);background:var(--blue-l)}

.hp{position:absolute;left:-9999px;top:-9999px;opacity:0;height:0;width:0}

.cta{width:100%;margin-top:16px;padding:16px;border:0;border-radius:12px;background:var(--green);color:#fff;font:inherit;font-size:18px;font-weight:800;cursor:pointer;box-shadow:0 8px 20px rgba(22,163,74,.25);transition:transform .1s,background .15s}
.cta:hover{background:var(--green-d)}
.cta:active{transform:translateY(1px)}
.cta:disabled{opacity:.6;cursor:wait}
.back{background:none;border:0;color:var(--muted);font:inherit;font-size:14px;cursor:pointer;padding:10px 0 0;display:block;margin:0 auto}
.back:hover{color:var(--text)}
.lock{display:flex;align-items:center;justify-content:center;gap:6px;font-size:12px;color:var(--muted);margin-top:10px}
.lock svg{width:14px;height:14px}

.consent{font-size:11.5px;line-height:1.45;color:#475569;margin-top:14px;display:flex;gap:9px;align-items:flex-start}
.consent input{margin-top:3px;flex:none;width:17px;height:17px}
.consent.err{color:var(--red)}

/* thank you */
.done{text-align:center;padding:14px 0}
.done .ico{width:64px;height:64px;border-radius:50%;background:#dcfce7;color:var(--green);display:grid;place-items:center;margin:0 auto 14px}
.done .ico svg{width:34px;height:34px}
.spin{width:44px;height:44px;border:4px solid var(--line);border-top-color:var(--blue);border-radius:50%;margin:10px auto 14px;animation:rot .8s linear infinite}
@keyframes rot{to{transform:rotate(360deg)}}
.done h2{margin:0 0 8px}
.done p{color:#334155;margin:0 0 10px}
.done .id{font-size:12px;color:var(--muted)}

/* sections */
section{padding:44px 0}
section h2.t{font-size:28px;text-align:center;margin:0 0 8px;letter-spacing:-.02em}
section p.sub{text-align:center;color:var(--muted);margin:0 0 28px}
.how{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.how div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px}
.how b{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--blue-l);color:var(--blue);margin-bottom:10px}
.how h3{margin:0 0 6px;font-size:17px}
.how p{margin:0;color:#475569;font-size:15px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;text-align:center}
.stats div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 10px}
.stats strong{display:block;font-size:26px;color:var(--blue);letter-spacing:-.02em}
.stats span{font-size:13px;color:var(--muted)}
.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;padding:0 16px;margin-bottom:8px}
.faq summary{padding:14px 0;cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between}
.faq summary::after{content:"+";color:var(--muted)}
.faq details[open] summary::after{content:"–"}
.faq p{margin:0 0 14px;color:#475569;font-size:15px}
.rev{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rev div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px}
.rev .stars{color:#f59e0b;letter-spacing:2px;margin-bottom:6px}
.rev p{margin:0 0 8px;color:#334155;font-size:15px}
.rev span{font-size:13px;color:var(--muted)}

/* footer */
footer{background:#0f172a;color:#94a3b8;font-size:12.5px;line-height:1.6;padding:34px 0 28px}
footer .links{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:16px}
footer a{color:#cbd5e1;text-decoration:none}
footer a:hover{text-decoration:underline}
footer p{margin:0 0 10px}
footer .brand{color:#fff;font-weight:700;font-size:15px;margin-bottom:12px}

.legal{max-width:820px;margin:0 auto;padding:30px 18px 50px;background:#fff}
.legal h1{font-size:30px}
.legal h2{font-size:20px;margin-top:26px}
.legal p,.legal li{color:#334155;font-size:15px}

@media (max-width:900px){
  .hero .wrap{grid-template-columns:1fr;gap:22px}
  h1{font-size:30px}
  .lead{font-size:16px}
  .hero{padding:22px 0 18px}
  .how,.stats,.rev{grid-template-columns:1fr 1fr}
  .ticks{display:none}
  .hero-copy{order:2}.hero-form{order:1}
  .trust{order:3}
}
@media (max-width:560px){
  .grid{grid-template-columns:1fr}
  .grid .half{grid-column:auto}
  .chips{grid-template-columns:repeat(2,1fr)}
  .how,.stats,.rev{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr}
  .card{padding:18px 16px;border-radius:14px}
  .amount .val{font-size:38px}
  .seg.three{grid-template-columns:1fr}
}
